Debt Repayment Planner: Create a simple plan to pay off your debts faster and stress-free
Expense Reduction Planner: Spot hidden costs and cut down on unnecessary spending
Cash Flow Tracker: See where your money goes each month and find ways to save more
Monthly Budget Planner: Easily manage your monthly budget and stay on top of your finances
Financial Goals and Milestone Planner: Set clear money goals and track your progress every step of the way
Discover how credit scores are calculated in simple steps, and why a good score can create financial opportunities for you.
Learn to easily find mistakes on your credit report and how to fix them.
Get proven step-by-step credit building strategies to increase your credit score.
Get exclusive content that reveals the best-kept secrets in credit repair, finances, and money management that you won't find anywhere else!
Join a collaborative group where you can ask questions, get clear answers, and meet others who are learning too.
It is NOT a tool for earning money directly - though it will help you manage and optimize your finances to save more and spend wisely.
It is NOT about creating a budget from scratch - though it will help you keep track of your spending, saving, and financial goals effortlessly.
This is NOT a one-time-use tool - it is designed to grow with you, helping you stay on top of your finances month after month.
This is not a tool about “how to get rich”... but, if you use it as intended, you will definitely have better control over your finances than you do right now. Why can I say that?
Because this IS a toolkit designed to help everyone manage their money smarter, pay off debt faster, and achieve financial goals more effectively... no matter your current financial situation!
If you’ve ever been frustrated by financial stress, unclear budgeting, or slow progress towards your goals… The Smart Money Toolkit is what you’ve been looking for!
From: Joshua Matthews
Re: How to Take Control of Your Finances, Pay Off Debt, and Achieve Your Goals... NOW!
You’ve got a dream to achieve financial freedom. Maybe you want to pay off your debts... save for a big purchase... invest wisely... or simply manage your money better.
Maybe you’re a student, a professional, a business owner, or a parent.
You’re tired of feeling stressed about your finances when you KNOW you can be smarter about your money and have better control.
Maybe you’ve thought about hiring a financial advisor, but when you see their fees you have a heart attack (not only from the upfront costs, but they even want a percentage of your hard-earned money for as long as you seek their advice)!
You’ve probably heard “financial gurus” brag about the millions of dollars they saved or made. They all seem to have an “I made a million dollars and look how smart I am” story. It makes you want to bang your head against a wall because it all feels so out of reach!
Maybe your dream is to manage your finances effectively, build a solid savings plan, or reduce your debt.
Maybe you need more clarity in your budgeting, or for your savings to grow a little faster.
Or maybe your dream is just to get something going so you can pay your bills each month and have a nice chunk left over (instead of stressing over every expense).
Whichever level you want to hit, it’s a sure bet you’d like to do it quickly and efficiently so you can enjoy your life and family... instead of worrying all the time!
In the past, you may have experienced failure trying to manage your finances (or feeling overwhelmed) and now what really petrifies you is potentially wasting a ton of time and money (like you may have done before).
I want you to understand one thing right now!
You just don't know the strategies that actually work to manage your finances in today’s fast-paced world... yet! It’s not that you're not smart enough or lack the ability or willpower to “make it happen.”
The actual issue is you've just not learned what the "financial experts" know, but won't (or can't) teach you.
But, the great news for you is I'm going to show you how to take control of your finances, pay off debt, and achieve your financial goals instantly (with the income you already have… even if it’s not much)!
Bottom line: Managing your money is a LOT easier than you think once you know the strategies!
Inside the Smart Money Toolkit, you'll find detailed tools that you can use immediately to…
Take control of your finances (no matter your current situation).
Reduce your debt faster (using proven repayment strategies).
Save more money each month (by identifying unnecessary expenses).
Set and achieve financial goals (with clear milestones and plans).
Create a realistic monthly budget (and stick to it).
And much, MUCH more!
I’ll even show you step by step exactly how to use each tool in the Smart Money Toolkit to take control of your finances… along with many of the other insider tips I've learned over the years from actually doing it.
There's no theory. There's no fluff. This is the real deal!
Again, it's all straight from my experience, research, and trial and error along the way (along with more than a few mistakes)… and achieving financial success too!
Why have I decided to share all these valuable tools? Why don’t I just keep them for myself?
Here’s why…
I want to reach back in time to that person struggling to manage their finances and tell them, “Use these tools and you'll get so much better… so much faster!”
Now, obviously I can’t go back in time to help myself in the past, but I can help YOU. And that is why I’m talking to you right now - in this moment - here on this page.
Here are the tools you need to take control of your finances and finally get the results you want. The "Smart Money Toolkit" is for anyone, no matter your current financial situation, who wants to manage their money better, pay off debt, and achieve their financial goals... fast.
Here’s something else I want you to know. I sincerely want to help you!
Maybe money's tight… or maybe you don't believe in yourself. Or maybe you have a spouse or a business partner who doesn't believe in you right now. And that’s okay.
I believe in you and your desire to improve your finances… because you wouldn’t have read this far if you weren’t serious about making a change.
And because you’re serious, I want to do everything I can to put these tools in your hands... because I know they're going to work for you.
I want to give you this power... and all I want you to do is just pay $1 for the toolkit. I just want you to invest a little so I know you're serious and that when you get these tools, you'll open them, use them, and start seeing results (because you got a few bucks of skin in the game).
So if you'll do that, I guarantee this toolkit will change your financial life… just like learning how to manage my money better changed mine.
Now it's your turn to discover the tools to take control of your finances, pay off debt, and achieve your financial goals! These same tools that made it possible for me to change my financial situation (and the lives of people that I'll never even meet).
Here’s what to do next…
Like I mentioned before, the Smart Money Toolkit is only $1. All I ask is that you make this small investment to show you're serious about changing your financial life.
Oh, and in case you're wondering...
I know some people out there offer you something cool for free, but then trick you into some program that charges your card every month.
There's NO hidden "continuity program" or membership here - and in case you're still wondering why I'm doing this...
Well, besides wanting to help you like I explained earlier, there are a few more reasons...
This is my way of saying thank you for being a valued subscriber and a customer.
Because I don’t make my money selling financial advice (I actually make my money helping people manage and improve their credit)... so because of that, it doesn't hurt me to share with you my best tips, tricks, and insight when it comes to financial management.
I get a brand new toolkit in your hands, and when you see how awesome it is and how much it helps you, it should get you excited to buy other stuff from me in the very near future.
I'm sick and tired of seeing people struggle with their finances because they don’t have the right tools and guidance! I want you to be successful and I’m frustrated by all the financial hardships people face on a daily basis. This is my chance to help!
Now is the time for you to grab your toolkit...
Here's why...
As I type this, I've only made the Smart Money Toolkit available for $1 for 500 people, and when they're gone... well, the price will go up!
If this page is still here, then the offer is live. But I reserve the right to pull it down at any time.
I 100% guarantee that you'll love the Smart Money Toolkit, or I'll return your $1 and let you keep the toolkit anyway.
That's right. You don't even have to return anything.
Just email me or contact our help desk and I'll give you back your money… no questions asked.
Sound fair?
Thanks for taking the time to read this letter, and I look forward to hearing all about your success managing your finances and reaching your financial goals with the Smart Money Toolkit!
Joshua Matthews
P.S. In case you're one of those people (like me) who scrolls down to the end of the letter, here's the deal:
I'm offering you the Smart Money Toolkit, a comprehensive set of financial tools, for just $1.
Yes, all five essential financial spreadsheets and planning tools for only $1!
There's no catch... no gimmicks... You will NOT be signing up for any "trial" to some monthly program or anything like that.
In fact, if you don't find the toolkit incredibly helpful - I'll even refund your $1 (and you get to keep the toolkit).
So, click the button below to get your Smart Money Toolkit now. You’re going to love it!